Privacy Policy

Privacy Policy & GDPR

Overview

ClubRhino is strongly committed to safeguarding consumer privacy

We operate under the following set of strict privacy principles:

1. The only information we obtain about our visitors, guests, and customers is information needed to process transactions whenever a purchase is made or to deliver something that was promised.

2. That information is never sold, swapped, rented or traded for any commercial purpose

3. That information would only be disclosed if required to do so by a court-ordered authority (eg judge, police)

4. Some clients allow us to list their success stories and testimonials on our site

Please click on the sections below to read, understand and exercise your data rights

Note: This Notice was updated on the 24th of May, 2018 to reflect GDPR compliance standards... Accepting to allow us to process and store your data is optional. However, failure to provide that consent will prevent us from delivering the content, products, events and other experiences that you likely came here to receive.

Data Categories

GDPR Granular Consent: 3 Data Categories

At ClubRhino we have 3 categories of Access to whom we provide our products and services:

  1. Visitor
  2. Guest
  3. Customer

This section is provided to help you understand your rights and make an informed decision about the consent needed to collect, store and process data at each level

1. Visitors

Visitors are people who have navigated to our site

The only consent required from Visitors is consent for our cookies 

Our cookies enable us to manage your visit and remember any preferences made - eg: to remember whether a visitor consented to cookies and so disable the pop-up notice

We use Google Analytics to tell us which pages are more popular and we use that to guide our content creation & delivery

Visitors can contact us using the Help Desk or Contact Us Link provided (which contains our phone #, address, and the ability to submit a ticket)

Visitors (on occassion) may be able to join the site as Guest Members

Either action will escalate the Visitor to "Guest" status

2. Guests

Guests are Visitors who have taken an extra consent step:

  1. Completing the Contact Form
    As this requires an email to reply to, Guests give consent to the message being sent to us using secure transmission. 
    Guests consent to us responding to that message
    The thread is kept to ensure continuity of correspondence
    All emails are retained to protect our company in the event of communication recall, litigation, support evaluation, and the like

  2. Completing the Guest Membership form
    The form requires the Guest to provide 'Member Data': name, email, username, strong password and a site url
    Member Data is stored, securely in our Members Database 
    Member Data is needed to allow the Guest to login and access privileged content in the Members Area
    Member Data allows the Guest to participate in private forums
    Member Data is also used to provide access to other info that requires a username and password to access (Downloads, Webinars, etc.)
    Guest Membership is may be limited to a specific time, after which it will expire and the Guest will have to re-join

    If a site url is provided, one of our team will visit that site to check for suitability to be displayed on our site

    The contact name and email address is copied to our email service
    The email service will send a confirmation message for permission to follow-up with the Guest
    We do not sell, swap, rent, or trade email addresses
    Emails are used to help Guests progress their interest into obtaining the content, products, and services we make available
    Each message sent via our email service includes an unsubscribe link so recipients can always opt-out anytime they see fit
3. Customers

Customers are Guests who have taken an extra consent step: 

Complete a subscription form to order access to a specific membership, product, service, coaching, etc. that we offer 
The order or subscription form requires consent from the Customer to provide address and payment information
This data is used to verify the order or subscription and process the transactions
The data is transmitted over secure channels to the card processing Gateway (Authorize.net or Stripe.com)
We never know your full card data - it is encrypted and sent directly to Authorize.net or Stripe
The expiry date and last four numbers are stored to allow Clients to check their accounts - as per credit card rules (PCIDSS)

Customers can unsubscribe at any time and the service will be terminated accordingly
Transactional data is retained for accounting and legal requirements

Right of Access - Customers can access their records at any time by submitting a support ticket to receive a link where they can View & Manager their Account

Data Protection

GDPR - General Data Protection Regulations

The EU General Data Protection Regulation (GDPR) replaces the Data Protection Directive 95/46/EC and was designed to harmonize data privacy laws across Europe, to protect and empower all EU citizens data privacy and to reshape the way organizations across the region approach data privacy

ClubRhino Privacy Policy already complies with GDPR standards
For clarification:

Lawful Basis for Processing: 

(a) Consent: Each user must give clear consent for us to process their personal data to subscribe or purchase products and services from ClubRhino

(b) Contract: As an eCommerce, site the processing of personal data is necessary for contractual delivery of products and services

(c) Legal obligation: The processing of data is necessary for ClubRhino to comply with the law

How We Use Your Data: 


1 Personally identifiable data is requested to process orders, subscriptions, and other payments 
This is encrypted and held, securely by our authorised payment gateway: Authorize.net or Stripe.com 
We do NOT hold credit card information that you have entered on any of our online order or subscription forms


2 Personally identifiable data sent to us via forms on our site is always secured using the latest encryption - currently TLS 1.2


3 Personally identifiable data is stored on our secure database and is used to allow us to identify, service and support our subscribers and buyers (i.e. customers)


4 Personally identifiable data is retained to meet legislative and tax reporting and investigation requirements

 
5 Subscribers can instantly and at any time access and manage their personally identifiable record by submitting a support ticket that will give them access to a link that will allow them to 'Manage Their Account' or simply request that information from us and we will provide it to them. 


Your account history is portable as it can be exported in a CSV format


6 Subscribers have the right to withdraw permission which they can do by clicking on the unsubscribe link in our communications or using the Help Desk or Contact Page Link to submit a support ticket 


7 Subscribers have the right to be forgotten which they request by using the Help Desk or Contact Page Link to submit a support ticket 
(Data will be deleted as permitted by legislative requirements)

Your Obligations - Terms of Use (TOS)

If you cannot meet these requirements, then DO NOT SUBSCRIBE

To protect your personal data, you have to do your part.

Regarding the Membership Subscription Part of our Website:

1 You must not share your login credentials with ANY third party
2 You must use a 'strong' and 'unique' password (as stipulated on our membership form)
3 You must secure your email account at all times
4 You must tell us if someone hacks your email account, so we can take immediate action to protect your data
5 You must have the legal capacity and proper authorization to use and access our products/services


Terms of Use

We invite our Guests, Members and Customers to enjoy all the features this site has to offer. But we must require that everyone abides by certain rules so that no one's rights are stepped on.

Failure to abide by these rules can result in immediate termination of access to this site, without refund or recourse.

Terms of Use

  1. Do not share your logon passwords and user name. 
    Our system is designed to detect this immediately, and suspend any account where more than one person signs on using the same username and password.
  2. Do not reprint, republish, repost, or otherwise distribute or transmit content or images presented on this site. Downloading is easy, but just because you may be able to copy our content doesn't mean you own it. Unauthorized use of or copying of our content, trademarks, and other proprietary material can subject you to civil or even criminal liability. 
    Please don't violate our copyright.
  3. No advertising, trading of goods or services, or other commercial use is allowed except in classified ad forums. No bulk e-mail, junk mail or spam, chain letters, or repeat postings of the same message is permitted anywhere on the forums.
  4. Please use your own name or your own nickname when posting to the discussion forums. Do not impersonate anyone else.
  5. Treat other subscribers with courtesy and respect when posting messages to the discussion groups. No unnecessary name calling or abuse toward any subscriber is allowed.
  6. Please avoid shouting (using all capital letters) in the discussion forums.
  7. Do not use vulgarity, obscenity, profanity, ethnic slurs, hate speech, or sexually explicit language, or harass, abuse, or threaten other subscribers in the discussion forums. Do not libel or defame others. This site strongly disapproves flaming.
  8. When you post content in the discussion forums, you permit this site to display and distribute the content, and to use it for advertising and promotion. You grant to this site the complete, perpetual, but non-exclusive right to use, reproduce, modify, adapt, translate, distribute, sub-license, etc. the content in whole or in part, throughout the world and universe, on a royalty-free basis.

    We do not try to edit or to monitor messages posted on the discussion forums, but we reserve the right to edit or remove objectionable or non-allowed postings. The person posting a message is solely responsible for it, not this site. Violators may be permanently banned from using the forums, or even have their subscriptions terminated.

Copyright and Trademark Law

All editorial content and graphics on this site are protected by U.S. copyright and international treaties and may not be copied or re-used without the express written permission of this site, which reserves all rights

Privacy

Overview

We are strongly committed to safeguarding consumer privacy on our Web site. We operate under the following set of strict privacy principles:

The only information we obtain about our members & customers is information we need to process credit card charges for orders &/or membership fees. That information is never sold, traded or bartered

Personally identifiable information provided by members (name, e-mail or home address, etc.) is never disclosed to anyone.

Login Cookie

Each time a member logs into our site, we store a temporary "cookie" in the browser files of the member computer. 
This cookie is used during your online session to allow you secure access to the member's area, without repeatedly requiring you to re-enter your username and password.

Whenever you log off or leave the site, the cookies file is automatically removed.

External Links

In order to provide visitors with greater value, some of our pages may provide links to various third party Web sites. In no case, is member information or 'cookies' provided to the third party sites.

However, keep in mind that many sites do attempt to capture visitor information when you browse those sites. Once you leave our site, we are not able to alert you should another site attempt to gather information from your browser.

Private Forums

We provide our members with a multi-tiered message board that makes sharing information with other members easy. To protect your privacy when posting or replying to messages in the message board, your personal information and email is not revealed.

However, remember that any information that you disclose in the message board areas can be read by all other members, so exercise caution when deciding to disclose your personal information.

Security

Our Web site has security measures in place to protect the loss, misuse and alteration of the information under our control. We employ strict security measures to safeguard online transactions; personal information is stored in a secured database and always sent via an encrypted Internet channel.

Choice/Opt-In

Our site gives users the opportunity to opt-in to receive communications from us. You can be assured that we never reveal, sell, or make available your email address to anyone for any purpose. This site also gives users the option for removing their information from our database in order to stop receiving communications or our service.  This is typically found at the bottom of each of our e-mail communications or, alternatively, users can submit a support ticket to get removed from our database.

Limitation of Liability

THIS SITE PROVIDES THE INFORMATION, SERVICES AND PRODUCTS ON THIS WEBSITE "AS IS" WITHOUT WARRANTIES OF ANY KIND. YOU ALSO AGREE THAT THIS SITE SHALL NOT BE RESPONSIBLE FOR ANY CONTENT FOUND ON THIS SITE FORUMS AND THAT YOUR USE OF THIS SITE FORUMS AND ANY DOWNLOADING OF MATERIALS FOUND ON OR THROUGHOUT THIS SITE FORUMS IS DONE AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER OR DATA THAT RESULTS.

ALL EXPRESS WARRANTIES AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS ARE HEREBY DISCLAIMED TO THE FULL EXTENT PERMITTED BY LAW. THIS SITE DOES NOT WARRANT THAT THE USE OF PERFORMANCE OF THIS WEBSITE WILL BE TIMELY, UNINTERRUPTED OR FREE OF ERROR, OR THAT THIS WEBSITE OR ITS SERVER WILL BE FREE OF VIRUSES. IN NO EVENT SHALL THIS SITE, ITS OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES BE LIABLE FOR ANY LOSS OR INJURY, DIRECT OR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, OR ANY DAMAGES WHATSOEVER ARISING FROM THE USE OR PERFORMANCE OF THIS WEBSITE OR FROM ANY INFORMATION, SERVICES OR PRODUCTS PROVIDED THROUGH THIS WEBSITE, EVEN IF THIS SITE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN THE EVENT THAT APPLICABLE LAW PREVENTS THE EXCLUSION OF LIABILITY FOR CERTAIN WARRANTIES, SUCH EXCLUSION DOES NOT APPLY TO YOU TO THE EXTENT LIMITED BY LAW. 

If you have questions regarding our Terms Of Service, feel free to let us know, using our  Help Desk.

Cookie List

ClubRhino uses cookies to enhance viewer experience, personalise viewer experience and to analyse our traffic

Here is a list of the cookies in use and their function:

Cookie Name
Use
JSESSIONID
Identifies the User Session

Each time a member logs into our site, we store a temporary "cookie" in the browser file of the computer, mobile or other device.

This cookie is used during your online session to allow access to the member's area, without repeatedly requiring you to re-enter your user name and password.

You can remove these cookies at anytime in your browser settings, however, the site will not function effectively

Your consent applies to the following domains: ClubRhino.com

External Links

In order to provide visitors with greater value, some of our pages may provide links to various third party Web sites. In no case, is member information or 'cookies' provided to the third party sites.

However, keep in mind that many sites do attempt to capture visitor information when you browse those sites. Once you leave our site, we are not able to alert you should another site attempt to gather information from your browser.

Private Forums

We provide our members with a multi-tiered message board that makes sharing information with other members easy. To protect your privacy when posting or replying to messages in the message board, your personal information and email is not revealed.

However, remember that any information that you disclose in the message board areas can be read by all other members, so exercise caution when deciding to disclose your personal information.

Security

Our Website has multiple security measures in place to prevent the loss, misuse and alteration of the information under our control.

We employ strict security measures to safeguard online transactions; personal information is stored in a secured database and always sent via an encrypted Internet channel.

Communications Opt-In

Our site offers the opportunity to opt-in to receive communications from us
You can be assured that we never reveal, sell, or make available your email address to anyone for any commercial purpose. 
Each message we send includes the option for cancelling and removing your information.

Member Rules

We invite our members to enjoy all the features this site has to offer. But we must require that members abide by certain rules so that no one's rights are stepped on.

Member Rules

  1. All members will treat other members with courtesy and respect when posting messages to the discussion groups. No unnecessary name calling or abuse toward any member is allowed.

  2. No profanity shall be posted in messages to the discussion group. Members who post messages with profanity or obscenity may have their membership terminated.

  3. No sharing of member logon passwords and user names. Our system is designed to detect this immediately, and suspend any account where more than one person signs on using the same username, password.

  4. No reprinting, republishing reposting or redistribution of information, images, etc., presented on this site, to any other site. Doing so is violation of our copyright

Failure to abide by these rules can result in immediate termination of membership without refund and further legal action as required.

Data Breach Policy

Data Breach Policy
  1. Every care is taken to protect personal data from incidents (either accidentally or deliberately) to avoid a data protection breach
  2. This Policy sets out the procedure to be followed to ensure a consistent and effective approach is in place for managing data breach and information security incidents
  3. This Policy relates to all personal and sensitive data held by ClubRhino, regardless of format
  4. This Policy applies to all staff
  5. For the purpose of this Policy, data security breaches include both confirmed and suspected incidents
  6. An incident in the context of this Policy is an event or action which may compromise the confidentiality or integrity of personal data, either accidentally or deliberately
  7. An incident includes but is not restricted to, the following
    • Loss or theft of personal data or equipment on which such data is stored (e.g. loss of laptop, USB stick, iPad/tablet device, or paper record)
    • Equipment theft or failure
    • Unauthorised use of, access to or modification of data
    • Attempts (failed or successful) to gain unauthorised access to personal data
    • Unauthorised disclosure of personal data
    • Hacking
    • Human error
    • Phishing
  8. All staff members are responsible for reporting data breach and information security incidents immediately to the Managing Director
  9. If the breach occurs or is discovered outside normal working hours, it must be reported as soon as is practicle
  10. The report will include full and accurate details of the incident, when the breach occurred (dates and times), who is reporting it, if the data relates to people, the nature of the information, and how many individuals are involved
  11. The Managing Director will first determine if the breach is still occurring and take the appropriate steps to minimize the effect of the breach.
  12. An initial assessment will be made by the Managing Director and with relevant staff members to establish the severity of the breach 
  13. The Managing Director will determine the suitable course of action to be taken to ensure a resolution to the incident
  14. An investigation will be undertaken by the Managing Director immediately and wherever possible within 24 hours of the breach being reported
  15. The Managing Director will investigate the breach and assess the risks associated with it, for example, the potential adverse consequences for individuals, how serious or substantial those are and how likely they are to occur.
  16. The investigation will take into account the following:
    •  the type of data involved
    •  it's sensitivity
    •  the protections are in place (e.g. encryptions)
    •  what's happened to the data, has it been lost or stolen
    •  whether the data could be put to any illegal or inappropriate use
    •  who the individuals are, number of individuals involved and the potential effects on those data subject(s)
    •  whether there are wider consequences to the breach
  17. The Managing Director will report the incident to the proper Regulatory Office within 72 hours 
  18. Notification to the individuals whose personal data has been affected by the incident will include a description of how and when the breach occurred and the data involved. Specific and clear advice will be given on what action has already been taken to mitigate the risks
  19. The Managing Director must consider notifying third parties such as the police, insurers, bank and credit card companies
  20. Once the incident is contained, the Managing Director will carry out a full review of the causes of the breach; the effectiveness of the response(s) and instigate corrective action to systems, procedures and controls to minimize the risk of similar incidents occurring.

Terms Of Service

Terms of Use

Overview

ClubRhino.com Web Site (the "Site") is an online leadership, training, and development information service primarily supporting Independent Representatives from a variety of Industries (Direct Sales, Info-Marketing, Networking, and more).  Subject to your acceptance of the terms and conditions set forth below. Please read this Terms of Use Agreement ("Agreement") carefully before accessing or using the Site. By accessing or using the Site, you are agreeing, without limitation or qualification, to be bound by, and comply with, the terms and conditions set forth below. ClubRhino may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement on the Site. You agree to review the terms and conditions of the Site periodically to be aware of such modifications. Your continued access or use of the Site shall be deemed your acceptance of the modified Agreement.

Accuracy

Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to ClubRhino and such information should not be relied upon as all-inclusive or accurate.

Representations

ClubRhino makes no representations whatsoever about any other website which you may access through this one or which may link to this Site. When you access a non-ClubRhino web site, please understand that it is independent from ClubRhino, and that ClubRhino has no control over the content on that web site. The linked sites are for your convenience only and you access them at your own risk. In addition, a link to a ClubRhino's web site does not mean that ClubRhino endorses or accepts any responsibility for the content, or the use, of such website.

Blocking

The Site reserves the right to monitor the location from which you access the Site and to block access from any jurisdiction in which access or participation is illegal or restricted.  You are subject to all laws of the state, province and/or country in which you reside and from which you access the Site and are solely responsible for obeying those laws. You agree the Site cannot be held liable if laws applicable to you restrict or prohibit your participation. The Site makes no representations or warranties, implicit or explicit, as to your legal right to participate in any service or product offered on the Site nor shall any person affiliated, or claiming affiliation, with the Site have authority to make any such representations or warranties.

Support

Support for Products, Services, and Subscriptions are mostly electronic based via our Help Desk.  However, when you go to our Help Desk, you will see a Phone Number that you may call for support or a physical address that you may write to for support as well.  We will always do our best to provide you with the opinions, suggestions, and assistance we can when you reach out to us.   

Price Changes

We reserve the right to modify, change, cancel or upgrade a Product price/subscription and/or service without prior notice or consent. Prices of all products are subject to change without prior notice or consent.

Indemnification

You agree to indemnify, defend and hold harmless our CLUBRHINO.COM website, its members, officers, directors, employees, agents, licensors, suppliers and any third party information providers to our website from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any use of our website or violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing our website.

Disputes

Any cause of action by you with respect to our CLUBRHINO.COM website must be instituted within one (1) year after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in these Terms of Service, Conditions of Use, and Privacy Policy that are all displayed on the page you are currently on. Any legal claim arising out of or relating to these Terms of Service and Conditions of Use or our website, excluding intellectual property right infringement and other claims by us, shall be settled confidentially through mandatory binding arbitration per the American Arbitration Association commercial arbitration rules. The arbitration shall be conducted in Texas, USA. Each party shall bear one half of the arbitration fees and costs incurred, and each party shall bear its own lawyer fees. All claims shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party.

Agreement

This Terms of Service & Use Agreement, in addition with the other obligation and rules detailed in writing on the Site, including but not limited to the Privacy Policy, constitute the entire agreement between you and the site. This Agreement cannot be modified on an individual basis by any person affiliated, or claiming affiliation, with the Site. Nothing in this section will prevent the Site from modifying the terms of this Agreement.

Earning Disclaimer

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT OUR PRODUCTS & SERVICES AND IT'S POTENTIAL WHEN THEY ARE USED AND IMPLEMENTED. HOWEVER, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCTS, SERVICES, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A "GET RICH SCHEME."

YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.

ANY AND ALL EARNINGS STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES THAT MAY BE SHOWN OR EXPRESSED ON OUR WEBSITE OR EVENTS. NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

WITH THAT SAID, WE WOULD LOVE TO BE ABLE TO ASSIST YOU WITH THE BREAKTHROUGH YOU SEEK -- THAT'S THE REASON WE HAVE CREATED THE PRODUCTS, SERVICES, TOOLS, AND RESOURCES WE OFFER HERE AT CLUBRHINO.

Refund Policy

Refund Policy

We firmly believe in and stand behind our products 100%, but we understand that they cannot work perfectly for everyone all of the time. If you would like to request a refund, please open a “Refund Request” support ticket - link found below after this message.

When requesting a refund, we respectfully ask that you meet the following refund policy conditions.

Eligibility conditions for a refund request:

  • You are within the first 30 days of the original purchase of the Product/Membership.
  • We cannot grant refunds after the first 30 days of the original purchase.
  • We cannot grant refunds on renewal payments that have occurred more than 30 days, but you can cancel a renewal subscription payment and you won't be further charged.
  • If, after 30 Days, you realize a product is not for you, we will do our best to work with you to substitute it for another product (as long as we are notified within 60 Days of purchase).
  • Due to the time intensive Nature of our Personal and Group Coaching Programs, there are no Refunds available.  However, the amount you invested in a coaching program can be exchanged for other Products or Non-Coaching Programs we offer if (#1, we have not yet started our 2nd Coaching Session (assuming you paid for more than one session), or #2, we are notified within 60 Days of the original coaching package purchase -- whichever comes first).  

Refunds will be offered at our sole discretion.

By purchasing Product from us, you agree to this refund policy and relinquish any rights to subject it to any questions, judgment or legal actions. We are not liable to cover any differences in exchange rates between the time you purchased and the time you are refunded.  Also, our judgement of refund - especially when it comes to downloadable, digital, or virtually accessed products will be based on the 30 Day Policy as mentioned above; however, we will take into account the quantity of downloads or log-ins that have been made before the refund request.  We reserve the right to ban further purchases from our website if we can reasonably justify an abuse in our refund policy.  The best news is in over 20 years in business, our refund rate is practically non-existent; thus, all of this is primarily to inform you of how it works and to cover the legal basis of such.

Intellectual Property Rights

The entire contents of the Site are protected by copyright, database rights, trade marks and other intellectual property rights. No right to use or license of any of those intellectual property rights is granted except as explicitly set out in this Agreement.

YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials.

Product names, logos, brands, and other trademarks featured or referred to on the Site or ClubRhino's products are the property of their respective trademark holders. These trademark holders are not affiliated with the Site. They do not sponsor or endorse our materials.

If you have questions regarding our Privacy Policy, Terms Of Service, or anything else mentioned above, feel free to let us know by submitting a ticket by CLICKING HERE.

Terms of Use

We invite our subscribers to enjoy all the features this site has to offer. But we must require that each subscriber abide by certain rules so that no one's rights are stepped on....keep reading

Cookie Acknowledgment